Your real RSD balance after the bank's spread. Your 6M limit live. A warning before one client becomes 70% of your income. An invoice in EUR or USD in 60 seconds.
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Healthy month. Your income is well spread.
Three problems Capitaale solves
Independence test
Criterion 6 of the independence test is pure math: at least 70% of your income from one client over 12 months. Capitaale computes each client's share live and warns you in the amber zone, while you still have time to react.
An indicator, not a verdict. This is only 1 of 9 criteria. For your specific situation, check with your accountant.
Read the independence test guideFeatures
Real-time dashboard
Balance, income, expenses, cash flow, runway, and tax reserves in one screen. Multi-currency aware - the headline is always in your reporting currency, with foreign-currency balances tracked separately.
Smart invoicing
Hours, days, items, or fixed price per line. EUR or RSD with the right banking details for domestic or international clients. PDF attached automatically when you send.
Project tracking
Create projects with payment schedules: advances, monthly retainers, and milestones. See what is paid, what is outstanding, and your actual margin in any currency.
Tax intelligence
Live revenue limit tracker for flat-tax regimes, VAT threshold alerts for Serbia and Slovenia, quarterly tax estimates updated every time a payment lands. Built around how Balkans tax authorities actually work, not generic US tax law.
Subscription tracking
Track every recurring expense, tie each to a project, see the monthly drag on your real profit. Auto-sync creates the transaction every billing cycle, so you never miss what is actually leaving your account.
Testimonials
“What matters most to me is that I instantly see when I'm getting close to the 70% limit of invoicing one client.”
Owner, Vivaro Group
“Capitaale has been an outstanding solution for our finances at Hub d.o.o. Đorđe executes the vision flawlessly, constantly adding advanced AI-driven features.”
Hub d.o.o., Slovenia
“I send clients invoices in EUR, USD, and RSD without a second thought. A few clicks and it looks professional.”
Founder, Digital Product Lab
How it works
Create your account, tell us your country and currency, then choose Starter or Pro. Start with a 7-day free trial, cancel anytime.
Add your clients, create projects, send your first invoice. Bring your real data in at your own pace.
Your dashboard fills with real numbers. Make decisions with confidence.
Pricing
Pay monthly or yearly. Cancel anytime.
Starter
Pro
Custom
All plans include: 7-day free trial, SSL encryption, GDPR compliant, EU-hosted, 99.9% uptime
FAQ
From the founder
“I run my own pausal agency and built Capitaale for myself first, because I was tired of spreadsheets, limit panic, and invoices scattered across three tools. Everything you see here is what I use to run my own business every day.”
Đorđe GrujovićFounder, Capitaale
Join teams across Serbia and Slovenia who finally have clarity on their numbers.
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