KPO and KEPU write themselves from your real transactions. Pausal limit live. A reminder 7 days before every PIO, ZDR, and tax deadline.
We use the National Bank mid rate. The one you can check yourself. · a month free · AES-256 · Data in the EU
Good morning, Đorđe
Monday, 10 August 2026 · view: this month
3,72Mof 6M RSD
1.44M of room left. At the current pace you reach the limit in February 2027.
38.940 RSD
15 August · flat tax and contributions
Mark as paid →
840.000 RSD
≈ € 7,160 at the NBS rate · 2 invoices sent
€ 1,000 awaiting conversion →
1.486.230 RSD
≈ € 12,660 at the NBS rate · excluding money in transit
+8.2% vs JulyYunovate is 74% of revenue over the last 12 months. For the independence test keep your largest client under 50%.
Seven themes, one per industry. You pick yours in the first minute and change it whenever.
Enter what your client pays. We use the National Bank of Serbia mid rate.
This is an assumption, not a measurement. Set it to what your bank actually takes; it is on your statement.
Over a year, if this happens every month: 120,00 €
Three problems Capitaale solves
Every transaction needs categorizing, every quarter has to reconcile to the bank. Your accountant sends you spreadsheets at year-end to fix mistakes that started in February.
Every transaction in Capitaale becomes a typed KPO or KEPU row automatically. Year-end reconciliation takes minutes, not weeks.
You pay PIO, ZDR, NZS, and Porez every month. Different deadlines, different reference numbers, no single view of what's actually paid.
One schedule shows every contribution by month, what's paid, what's due, and the bank reference for each. Mark paid in one click.
The bank converted at one rate. The official NBS rate on the same day was different. Your KPO row expects RSD at the NBS rate. The bank statement disagrees.
Every received invoice is logged at both rates. The KPO row uses the official NBS rate automatically. What the bank took above the NBS rate is shown clearly.
How it works
Create your account, tell us your country and currency, then choose Paušal or Firma. Start with a free month, cancel anytime.
Add your clients, create projects, send your first invoice. You see your first real number as soon as you log a payment.
Your dashboard fills with real numbers. Make decisions with confidence.
The rules of the game
Capitaale tracks them for you, every day.
0
RSD annual limit. Cross it and you lose pausal status.
0%
of revenue from one client is the independence-test threshold.
0
RSD in 365 days makes VAT registration mandatory.
0
contribution payments every month: PIO, ZDR, NZS and tax.
Independence test
Criterion 6 of the independence test is pure math: at least 70% of your income from one client over 12 months. Capitaale computes each client's share live and warns you in the amber zone, while you still have time to react.
An indicator, not a verdict. This is only 1 of 9 criteria. For your specific situation, check with your accountant.
Read the independence test guideCriterion 6 of the independence test is pure math: at least 70% of your income from one client over 12 months.
The difference
Same work, same invoices. The only difference is what you see in time.
December: surprises, interest charges and audit anxiety.
December: under the limit, no interest, calm head.
Comparison
Your accountant stays important. Capitaale just hands them exact numbers every day.
| What you need | Excel sheets | Accountant only | Capitaale |
|---|---|---|---|
| Pausal limit, live | ne | A report once a month | Always live |
| NBS rate applied automatically | Manual entry | At month end | Every day |
| Warning before the 70% threshold | ne | ne | Yellow zone from 50% |
| Invoice in EUR or USD | Copy the last one | ne | In 60 seconds |
| PIO, ZDR, NZS and tax reminders | ne | If agreed | 5 days before the deadline |
| KPO from real transactions | ne | At year end | Automatic |
Growth
Crossing 6 million means you earned more than last year. That is not a problem, it is the next step, and we stay with you after it.
Capitaale tracks your rolling 365-day revenue against the 8.000.000 RSD VAT threshold and shows your pace, so you plan the transition months ahead.
Your clients, projects, invoices and history stay with you in the same tool when your status changes.
For a d.o.o., Capitaale assembles quarterly PDV from real invoices, applies reverse charge automatically and tracks margin per project.
Features
Your financial pulse, at a glance
Invoices that match how you actually bill
Create projects with payment schedules: advances, monthly retainers, and milestones. See what is paid, what is outstanding, and your actual margin in any currency.
Live revenue limit tracker for flat-tax regimes, VAT threshold alerts for Serbia and Slovenia, quarterly tax estimates updated every time a payment lands. Built around how Balkans tax authorities actually work, not generic US tax law.
Track every recurring expense, tie each to a project, see the monthly drag on your real profit. Auto-sync creates the transaction every billing cycle, so you never miss what is actually leaving your account.
Testimonials
„What matters most to me is that I instantly see when I'm getting close to the 70% limit of invoicing one client.“
Nikola JerotijevićOwner, Vivaro Group„Capitaale has been an outstanding solution for our finances at Hub d.o.o. Đorđe executes the vision flawlessly, constantly adding advanced AI-driven features.“
Matej KalanHub d.o.o., Slovenia„I send clients invoices in EUR, USD, and RSD without a second thought. A few clicks and it looks professional.“
Marko VeličkovićFounder, Digital Product LabPricing
Pay monthly or yearly. Cancel anytime. First charge on day 31.
€ 24/ per month
€ 49/ per month
€ 149/ per month
from € 1,500 setup
When someone you invited pays their first month, your next one is free. No limit on how many people you invite.
All plans include: free month, SSL encryption, GDPR compliant, EU-hosted, 99.9% uptime
FAQ
Every plan starts with a month free, no obligation. You add your card now, but the first charge is on day 31. Cancel before then and you pay nothing.
Partners
A business address for registering a company or sole trader, mail reception and scanning, package forwarding, document storage and support during registration or a change of seat.
Price
3,500 RSD / month
or 35,000 RSD yearly, two months free
