Your real RSD balance after the bank's spread. Your 6M limit live. A warning before one client becomes 70% of your income. An invoice in EUR or USD in 60 seconds.
7-day free trial. Cancel anytime. No hidden fees.
This is a demo, click a scenario to watch
Healthy month. Your income is well spread.
Payment received
+€1,200 → RSD 140,856 · NBS
Three problems Capitaale solves
How it works
Create your account, tell us your country and currency, then choose Starter or Pro. Start with a 7-day free trial, cancel anytime.
Add your clients, create projects, send your first invoice. Bring your real data in at your own pace.
Your dashboard fills with real numbers. Make decisions with confidence.
The rules of the game
Capitaale tracks them for you, every day.
Independence test
Criterion 6 of the independence test is pure math: at least 70% of your income from one client over 12 months. Capitaale computes each client's share live and warns you in the amber zone, while you still have time to react.
An indicator, not a verdict. This is only 1 of 9 criteria. For your specific situation, check with your accountant.
Read the independence test guideThe difference
Same work, same invoices. The only difference is what you see in time.
Excel before bed
23:47Checking if you crossed 6M. The formula in row 214 is broken again.
Waiting for an answer
Tuesday 09:30You asked how much room you have left. The reply arrives in three days.
PIO forgotten
15th of the monthInterest is already running, and the statement just says contribution.
December: surprises, interest charges and audit anxiety.
Morning glance
09:00Your RSD balance at the NBS rate is already waiting on the dashboard.
Warned in time
InstantlyYour biggest client reached 65% of revenue. You react while it is yellow.
PIO reminder
5 days earlyAll four payments, deadlines and reference numbers in one place.
December: under the limit, no interest, calm head.
Comparison
Your accountant stays important. Capitaale just hands them exact numbers every day.
| What you need | Excel sheets | Accountant only | Capitaale |
|---|---|---|---|
| Pausal limit, live | A report once a month | Always live | |
| NBS rate applied automatically | Manual entry | At month end | Every day |
| Warning before the 70% threshold | Yellow zone from 50% | ||
| Invoice in EUR or USD | Copy the last one | In 60 seconds | |
| PIO, ZDR, NZS and tax reminders | If agreed | 5 days before the deadline | |
| KPO from real transactions | At year end | Automatic |
When you outgrow pausal: Capitaale tracks you all the way to the 8.000.000 RSD VAT threshold and stays with you when you switch to a d.o.o., so you never start from scratch.
Growth
The goal is to cross the threshold prepared, not surprised.
Capitaale tracks your rolling 365-day revenue against the 8.000.000 RSD VAT threshold and shows your pace, so you plan the transition months ahead.
Your clients, projects, invoices and history stay with you in the same tool when your status changes.
For a d.o.o., Capitaale assembles quarterly PDV from real invoices, applies reverse charge automatically and tracks margin per project.
Features
Real-time dashboard
Balance, income, expenses, cash flow, runway, and tax reserves in one screen. Multi-currency aware - the headline is always in your reporting currency, with foreign-currency balances tracked separately.
Smart invoicing
Hours, days, items, or fixed price per line. EUR or RSD with the right banking details for domestic or international clients. PDF attached automatically when you send.
Project tracking
Create projects with payment schedules: advances, monthly retainers, and milestones. See what is paid, what is outstanding, and your actual margin in any currency.
Tax intelligence
Live revenue limit tracker for flat-tax regimes, VAT threshold alerts for Serbia and Slovenia, quarterly tax estimates updated every time a payment lands. Built around how Balkans tax authorities actually work, not generic US tax law.
Subscription tracking
Track every recurring expense, tie each to a project, see the monthly drag on your real profit. Auto-sync creates the transaction every billing cycle, so you never miss what is actually leaving your account.
Testimonials
“What matters most to me is that I instantly see when I'm getting close to the 70% limit of invoicing one client.”
Owner, Vivaro Group
“Capitaale has been an outstanding solution for our finances at Hub d.o.o. Đorđe executes the vision flawlessly, constantly adding advanced AI-driven features.”
Hub d.o.o., Slovenia
“I send clients invoices in EUR, USD, and RSD without a second thought. A few clicks and it looks professional.”
Founder, Digital Product Lab
Pricing
Pay monthly or yearly. Cancel anytime.
Starter
Pro
Custom
All plans include: 7-day free trial, SSL encryption, GDPR compliant, EU-hosted, 99.9% uptime
FAQ
Every plan starts with a 7-day free trial, so you can try Capitaale in full before any charge. If it's not the right fit, cancel before the trial ends from Settings, Billing and you won't be charged. After that you can cancel anytime and keep access until the end of the period you've paid for.
From the founder
“I run my own pausal agency and built Capitaale for myself first, because I was tired of spreadsheets, limit panic, and invoices scattered across three tools. Everything you see here is what I use to run my own business every day.”
Đorđe GrujovićFounder, Capitaale
Partners
Top14 is a virtual office service for entrepreneurs and companies that need a reliable business address in Serbia without renting traditional office space.
What we offer:
The service is available at an address in Belgrade, in the Savski Venac municipality, and in Kovin, PU Pančevo.
The price is RSD 3,500 per month or RSD 35,000 per year, with two months free on annual billing.
Join the pausalci and companies across Serbia and Slovenia who finally know their numbers.
7-day free trial, setup in 2 minutes